Information at your fingertips

Welcome to our E-Bulletin archive. Our E-Bulletins are sent regularly to keep subscribers up to date about important financial news. Click on the link below to view some of our most recent updates. Some significant past E-Bulletins are also here for you to download as a PDF.

International Bulletin Spring 2014

Known Unknowns There are known knowns. These are things we know that we know. There are known unknowns. That is to say, there are things that we know we don’t know. But there are also unknown unknowns. There are things we don’t know we don’t know. It is impossible (for The Fry Group and our […]

A Free Pension

In certain circumstances, by using a combination of different investment vehicles, it is possible to obtain an entirely free pension. In broad terms you need to satisfy all of the following four criteria:-

International Bank Transfer

A high street bank is unlikely to offer the best transfer rates when moving funds overseas, and many clients have asked about alternative options when transferring money internationally.

The £1.25 Million Mark

From April 2014 the lifetime allowance for pensions reduces again to the £1.25 million mark. This sounds like a great deal of money but in the words of Einstein, “The eighth wonder of the world is compounding – he who understands it earns it; he who doesn’t pays it”.

Quarterly Market Summary January 2014

Market Summary MINT, BRIC, MENA? So what… Economists have a great knack of creating an alphabet soup of abbreviations for the next best thing. The MINT, BRIC and MENA acronyms all define various parts of the world that financial analysts are predicting either good or bad things for. When it comes to investing, where should […]

Online Tax Returns for Non-Residents

Online Tax Returns for Non-Residents The New Year brings a stark reminder to those who have yet to file their 2012/13 self-assessment Tax Return. These documents must be attended to before 31 January 2014 in order to avoid a £100 late filing penalty. A word of caution for those living overseas who intend to file […]

A Mug’s Game

A Mug’s Game At a recent conference, a prominent investment house got “off the fence” and suggested that UK interest rates will start to rise during 2015. An article in a professional publication asked the same question of 11 fund management groups. Not unsurprisingly across these 11 we have some divergence of opinion, but a […]

Autumn Statement 2013

Autumn Statement On Thursday 5 December 2013, the UK Chancellor, George Osborne, delivered the Autumn Statement against the background of previously announced austerity measures. In a bid to ‘fix the roof in the sunshine’ he announced a few small ‘giveaways’. The most noteworthy announcements are detailed here:

Investment Diversification or Diworsification?

Marketing men like to play with the English language and although “diworsification” is not yet in the Oxford English Dictionary, it usefully describes the difficult task of building an appropriate investment portfolio.  As a company we have long been of the view that it is prudent to build diversification into your portfolio, such that you […]

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