Our Singapore Tax and Wealth Advisory Team

We are focused on understanding your requirements and making all aspects of financial planning simple, straightforward and effective. Based here in Singapore, you have access to a range of tax and wealth planning experts that can provide you with face-to-face tax advice and financial advice.

David Pugh CFPCM Chartered MCSI

Director - Singapore Office

David has been living and working in Asia for over 8 years and is responsible for The Fry Group's activities in the region.  He is designated Chief Executive Officer and Chief Risk Officer.  David is a highly experienced adviser with over 19 years industry experience and currently looks after a portfolio of 50 private clients. Committed and passionate about raising standards and transparency of the Financial Advisory industry in South East Asia, David holds the internationally recognised CISI Diploma in Financial Planning and is a Chartered Member of the Chartered Institute for Securities and Investment. David specialises in working with clients to design individual, bespoke financial planning strategies aligned to their personal goals and aspirations. Prior to his move to Asia, David was employed by Hargreaves Lansdown, one of the leading wealth management firms in the UK, as a Financial Practitioner responsible for Central London. David is an active Board Member of The British Chamber of Commerce Singapore and in 2011 won the prestigious Young Professional of the Year award at the annual British Chamber of Commerce Business Awards.

Martin Wright

Financial Planning Consultant

Martin joined the Singapore office in 2007 directly from the financial planning subsidiary of a Top 10 UK Accountancy Practice, after a long spell at one of the world's leading and largest Insurance Brokerage / Pension Actuarial Consultancy.

With over 22 years industry experience mostly spent at the highest level, Martin's experience and technical knowledge enable him to provide well rounded in-depth tax-driven financial planning advice on all subjects. Martin also looks after the Pensions Assessment Service.

During his time in the UK, Martin achieved the required passes to obtain the CII Advance Financial Planning Certificate.

Ashley Jones

Financial Planning Consultant

Ashley Jones joined The Fry Group in August 2010 and has five years experience in the financial services industry. Ashley is licensed to provide financial advice in Singapore and in addition to the appropriate Singapore qualifications, he has completed the Certificate in Financial Planning issued by the Chartered Insurance Institute in the UK.

He is currently studying for the Internationally recognised Certified Financial Planner (CFP) qualification.

Paddy Flynn

Financial Planning Consultant

Paddy Flynn joined The Fry Group as a Financial Planning Consultant in April 2012. Paddy relocated from Ireland to Singapore in the late 2011. Prior to Singapore, Paddy worked as a financial adviser for BDO Private Wealth Management for three years where Paddy specialized in delivering client's tax strategies, total portfolio management and construction, individual and group pension planning and business protection strategies.  In 2010, Paddy achieved a Certificate in Stockbroking with BDO Private Wealth Management. Paddy's academic achievements are Qualified Financial Adviser (QFA) and Certificate in Pension exams. He also achieved a Masters in Business Studies (MBS) (Hons 1st Class) at the University College of Dublin and a Bachelors of Business Studies (BBS) (Hons 2nd Class) at the University of Limerick

Paddy holds appropriate licenses and qualifications under the Financial Advisers Act in Singapore, issued by the Singapore College of Insurance, the Institute of Banking and the Institute of Banking and Finance.  Paddy is also qualified to advise on income protection insurance and as well as health insurance within the Singapore market place.

Giles Krempels

Financial Planning Consultant

Giles joined the team in February 2014 and is a financial planner fully qualified to advise on UK pensions, tax and investments in Singapore and the UK.  Giles is currently studying to achieve Chartered Financial Planner status.

Ian Horsburgh CFP®

Financial Planning Consultant

Ian joined the team in 2012, having resided in Singapore since 2000, and is licensed to provide financial advice by the Monetary Authority of Singapore (MAS).  Ian is a Certified Financial Planner, and an Advanced Practitioner with the Institute of Banking and Finance Singapore. Ian is an active member of The British Chamber of Commerce Singapore as a committee member of the Professional Services business group.

Gary Smithson

Financial Planning Consultant

Gary Smithson joined the Fry Group in January 2018 bringing with him a wealth of knowledge and over 20 years’ experience in retirement, tax and pension planning in both the UK and Singapore. Prior to joining The Fry Group, Gary was responsible for the stewardship and trusteeship of many personal and corporate pension schemes for both individual private clients and SME clients. Gary has been providing financial advice to expatriates in Singapore and the surrounding region since 2006. Gary is a member of the Personal Finance Society in the UK and is accredited with the UK’s Certificate in Financial Planning. He is currently working towards becoming a Certified Financial Planner and holds all relevant Singapore qualifications.

Toby Richards DipFA

Private Client Associate

Toby joined the team early 2017 as Private Client Associate.  He is licensed to provide financial advice by the Monetary Authority of Singapore (MAS) and is a qualified UK financial adviser, holding the level 4 Diploma in Financial Planning with the LIBF.  Toby also holds the STEP (Society of Trust and Estate Practitioners) Certificate and is studying towards Chartered status.

Jennifer Ferguson

Tax Associate

Jenny joined The Fry Group in March 2017 and helps clients around South East Asia with UK tax compliance and planning solutions. She focuses on helping and advising non-UK resident clients with the tax implications of residency status, domicile, property in the UK and Inheritance Tax. Jenny graduated from Cardiff University with a Bachelor of European Union Studies and is studying towards the ATT qualification.

  • Request our corporate brochure

  • Want to talk further?

    Would you like to contact one of our experts for an informal chat about how we could help you?

    Click the button below to find your nearest office and get in touch.